Smart Money Links 4U

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . If you’re in serious debt, you know how hard it can be. There’s the harassing phone calls, the threatening notices and insufficient funds to cover anything more than the necessities. And it feels like you can hardly keep up. You’re nowhere near paying it off, and thanks to high interest rates, the debt isn’t getting any smaller. You might find comfort in knowing that you’re not alone. But if you have more than $15,000 in debt, you could get your debt under control and regain control of your life with this free debt-relief service . Let a Professional Renegotiate Your Debt There’s more than one way to approach your debt. But not every path is right for everyone. But a company called Debt Advisor works with experts who will help you determine what’s best for your financial situation. In some cases, debt set...

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . Is your credit card debt slipping out of your control? It’s designed to happen that way, you know. Maybe something unexpected happens, and you get a little behind on your bills and rely on your credit card to get by. Next thing you know, you’re stuck paying north of 20% interest on a revolving  balance you feel like there’s no hope of ever paying off. Your options can feel less than ideal, too. Declaring bankruptcy? Taking out an expensive loan? No thanks. That’s why we like a debt-relief company called Freedom Debt Relief . Their program negotiates directly with your creditor to help you find a way to get rid of debt much faster and for less money than making your minimum payments — and you don’t have to declare bankruptcy or take out a loan. Find the Right Move for You Here’s how it works: You’ll s...

Quick Navigation Medicare Costs Are Rising in 2022 Why Are Medicare Costs Going Up in 2022? High-Income Earners Will Pay Even More for Medicare Next Year Medicare Costs Will Likely Eat Up Your Social Security Increase 3 Ways to Lower Your Medicare Costs in 2022 Older Americans are facing an economic catch-22 next year. Social Security checks are getting bigger, but Medicare costs are also rising. Monthly Medicare Part B premiums will rise a whopping $21.60 in 2022 — the biggest year-over-year dollar increase in the federal program’s history. We have suggestions for how to soften the blow. Medicare Costs Are Rising in 2022 The new Part B premium will cost beneficiaries $170.10 a month in 2022, up from $148.50 in 2021. The increase is double what experts were anticipating just last month. Nearly 1 in 5 Americans could be impacted by the Medicare increase. In 2020, the nation’s largest federal health care program covered 61.2 million people ages 65 and older along with som...

When it comes to savings accounts, where do you even begin? Do a quick search, and you’ll find many savings accounts with different options with varying percentages, monthly fees and minimum requirements. Not to mention the many types of financial institutions themselves — online-only, banks and credit unions — and it can get overwhelming fast. Keeping this in mind, we’ve rounded up the best savings accounts — including ones at online banks and traditional brick and mortar — of 2021. We’ve included top information you need to know before opening or switching an account. And before we move on, yes , we recommend that Penny Hoarders have a savings account — keeping your cash in a box under your bed is not a solid, or safe, financial plan. We want you to feel empowered so you can get the best proverbial bang for your buck. We’ve ranked the very best savings accounts available today to help get you started. Our Picks for the Best Savings Accounts Account Minimum ...